Insects from the Chena River

See the forum discussion for discussion with a caddis expert (Dave Ruiter / Creno) about the identification of this specimen. I'm a bit perplexed because some gills seem to have more than 4 branches, which would lead in a different direction at Couplet 18 of the Key to Genera of Limnephilidae Larvae, but Dave knew his stuff a lot better than I did. He was convinced this is Onocosmoecus. The current range maps would put this in Onocosmoecus unicolor as the only option, but he believed there are probably multiple not-yet-distinguished species under that umbrella and suggested keeping this one's ID at the genus level for that reason.