I think it will take a clear shot of the wing (and maybe of the markings on the back) to really be able to pin it down. If it was a large #16 (say, 8-9mm), it would start to be in range for some smaller
Maccaffertium or
Stenacron males. If that dark blob near the leading edge of the forewing resolves into a hashmark in the third space, it would be a
Stenacron something like this one:
http://bugguide.net/node/view/203191/bgimage
If it resolves into dark cross-veins in the first space, it's still probably
Leucrocuta. If the cross-veins are clustered more in the second and third space, it could be
Maccaffertium.
By the way, Mark, you are quite right about the three tails on
Ephoron females--they never molt into spinners and mate as duns. However, the
Ephoron males (the ones with the long forelegs in John's photo) do molt and have two tails.