Tiny Baetis mayflies are perhaps the most commonly encountered and imitated by anglers on all American trout streams due to their great abundance, widespread distribution, and trout-friendly emergence habits.
I do believe the legs were much wider than the Arthro images on the sites you provide.
Are there other species of Arthroplea?
Is it possible this could be a photo of a different critter than the ones you handled? I'm beginning to suspect that based on your descriptions of the looks and behavior of the critters you collected. The reason I ask is because you mentioned it was an artifact found in the pupa photo and not one taken intentionally of the critters you've been describing. Of course that still doesn't explain the habitat issue. One last point - the head/thorax length to abdomen length ratio of this specimen is hard to fit with Heptageniidae.
In addition, S. femoratum can have a nearly season-long emergence in warmwater habitats. This might help to explain how you would see an immature nymph and a dun at the same time.
Could we indeed be talking about two different species as I mentioned above?
As to their lack of a more southerly distribution being an indicator of their temperature tolerance vis-a-vis Stenonema or Stenacron, I'm not sure. I suspect it has more to do with their love of small water without movement. The larger waters with wave action preferred by the latter species can stay cooler much further south.
In the lakes, the insects confine themselves to that part entirely free of silt and characterized by cleanly washed sand shore and beach. There is little wave action or deposition of silt in this region.
Sure, it's possible, Kurt, but you draw a lot of conclusions about a very indistinct photo that I simply don't share.
The range of S. femoratum stretches through Texas into northern Mexico. Are you saying that there is a lack of small water wihout movement for A. bipunctata to inhabit in the south?