Very helpful, thanks. Can't quite make out the type of curvature of the mesonotal lateroparapsidal sutures (near the curved brown lines running horizontally along the top of the thorax) so there are several genera that can't be eliminated with meso suture characters alone. However, I think your second idea is probably the right one. Time of year, coupled with size and location make me think of a couple of species of
Heptagenia known locally as Ginger Quills or Pale Evening Duns. Unfortunately, color is not necessarily the best way to tell the species apart, as some can be lighter or darker depending on many things. PED works better with paler and more yellowish varieties, so I'll go with Ginger Quill.:) Here's an example of a
Heptagenia specimen very similar to yours.
http://www.troutnut.com/specimen/1054
I believe I have fished this spinner fall before but it has been many years. From what I remember, it was a cinnamon looking critter with kind of a pearlescent look to the middle terga (abdominal segments). The legs, cloudy grey stigmatic region (upper leading edge) of the fore wings and pale speckled tails look right too. Is that what they looked like in the hand to you? Bugs look different in blown up pictures...:)
PS. Since you weren't boating through quickly, did you notice any of the duns hatching, mixed with those spinners? Was the spinner fall lengthy and/or prolific?