The famous nocturnal Hex hatch of the Midwest (and a few other lucky locations) stirs to the surface mythically large brown trout that only touch streamers for the rest of the year.
Depends on species and type of pollution. There are species within each that are adapted to somewhat reduced oxygen levels (a common result of organic and physical pollution). Of the three, I think there are few if any stoneflies that are adapted to warmer, lower O2 waters.
What is your interest? School project?